Roamly Helps You Save on Wisconsin RV Insurance

Cruise through the Dairy State's picturesque landscapes with Roamly, your premier choice for Wisconsin RV Insurance. In the state known for its dairy dominance and as the birthplace of the iconic Harley-Davidson motorcycle, our insurance ensures your RV adventure is as smooth and exhilarating as a ride on the open road.

From the serene shores of Lake Superior to the rolling hills of the Driftless Area, our Wisconsin camper and RV insurance is tailored to safeguard your journey through the state's diverse terrain and beyond. Whether you're a cheese aficionado exploring the local dairy farms or an outdoor enthusiast traversing the Northwoods, Roamly caters to every style of RV adventurer!

Who We Insure

At Roamly, we offer coverage options that cater to a wide variety of RV owners:

• Full-time RVers: Those who live in their RV year-round and need full-time protection for their homes on wheels.

• Weekend Warriors: Part-time adventurers who hit the road for weekend getaways or seasonal trips.

• DIY Builds: Owners of custom-built campervans who need insurance tailored to their unique vehicles.

• Commercial RV Owners: Entrepreneurs who use RVs for rental businesses, mobile offices, or travel accommodations.

Minimum RV Insurance Requirements in Wisconsin

In Wisconsin, RV insurance requirements depend on the type of RV you own. Motorized RVs, such as motorhomes, must meet the same minimum liability requirements as standard vehicles:

• $25,000 for bodily injury per person.

• $50,000 for bodily injury per accident.

• $10,000 for property damage per accident.

If you’re towing a non-motorized RV, such as a travel trailer, liability coverage typically extends from your auto insurance policy. However, additional coverage for the trailer itself is recommended for complete protection.

Roamly offers extended options to exceed Wisconsin’s legal minimums, ensuring you’re fully covered no matter where your adventures take you.

How Much Does RV Insurance Cost in Wisconsin?

RV insurance costs in Wisconsin vary depending on factors like the type of RV, how often it’s used, and the level of coverage you choose. On average, premiums range from $500 to $3,000 per year.

With Roamly, you could save up to 35% compared to other RV insurance providers. Our policies are designed to be affordable while offering premium protection, perfect for Wisconsin’s RV enthusiasts.

Comprehensive Coverage Options for Short-Term and Full-Time RVers

Whether you're a part-time adventurer or a full-time RVer, you can customize comprehensive coverage to suit your needs.

Short-Term Use Coverage:

For weekend warriors and part-time RV owners, we provide a variety of coverage options:

• Collision Coverage: Covers damage to your RV in case of an accident.

• Medical Payments Coverage: Provides for medical expenses in the event of an accident.

• Uninsured/Underinsured Motorist Coverage: Protects you if you're hit by a driver without adequate insurance.

• Roadside Assistance: Helps you in case of a breakdown or emergency on the road.

• Tire & Wheel Coverage: Provides protection for tire blowouts or wheel damage.

Full-Time Use Coverage:

For full-time RVers, we extend our coverage to include the following:

• All the coverage options available for short-term coverage, plus:

  • Full-Timer's Liability: Provides liability coverage similar to a homeowner's policy when your RV is parked and used as a residence.

  • Personal Property Coverage: Protects your belongings inside the RV, including electronics, clothing, and other personal items.

  • Scheduled Medical Payments: Higher limits on medical expenses after an accident.

  • Loss Assessment: Covers fees associated with damage to shared property in RV parks or campgrounds.

  • Emergency Expense Coverage: Reimburses you for unexpected costs such as lodging or transportation if your RV is disabled due to a covered loss.

  • Adjacent Structures Coverage: Protects other structures, such as awnings or satellite dishes, that may be attached to your RV.

  • Diminishing Deductibles: Reduces your deductible the longer you remain claim-free.

No matter what kind of RV lifestyle you have, we have the right coverage options to give you peace of mind on the road and at home.